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For updates and guidance related to COVID-19 / Coronavirus, click here . × (800) 644-1150 Manage Your Future Client Access Home How We Help You Financial Planning Investing for Your Future Managing Your Retirement Income Managing Your Risk Wealth Education Articles and Videos Ask a Question About Lucia Capital Group Meet the Team Locations Careers Contact Us (800) 644-1150 Contact Us Client Access How We Help You Financial Planning Full-service financial planning Investing for Your Future Investment and asset management Managing Your Retirement Income The Bucket Strategy® Managing Your Risk Insurance, annuities, and long-term careAbout the Firm Learn what sets us apart from the pack Meet Our People We aim to exceed your expectations Locations Find the office closest to you Careers Join the Lucia Capital Group team Contact Us We want to hear from you Wealth Education and Events Articles and Videos The full list of articles, videos, and resources Events Register today for a live event or webinar Podcast Managing Your Financial Future. Subscribe today or listen online Manage Your Future Your Future. Managed. Get clear financial advice to help yourself and the ones you love most. Get Started Gain clarity regarding your financial future. Receive a personal financial dashboard tailored to your specific goals. Stay on track to meet your goals. Get financial guidance and advice from a team of seasoned professionals. Enjoy a personalized investing experience. Benefit from a wide array of investment options aligning with your unique needs. The future is uncertain Every day we’re reminded of the challenges of an uncertain future. Early on, these challenges may seem far away—but they’ll catch up to you before you know it. Take control of your future today. Talk to an Advisor 10x The multiplier for how much riskier retiring is today than it was just 10 years ago. Are you prepared? Source: Kiplinger $275,000 The amount a 65-year-old couple may need to cover medical expenses throughout retirement. What’s your plan? Source: Fidelity 40% The percentage of Generation Xers and millennials who have no retirement strategy. Get started today! Source: CNBC We understand Managing your financial future doesn’t have to be overwhelming. Together, we’ll craft a personalized strategy to help you reach your financial goals. As your fiduciary, the only factor driving our recommendations is what we believe fits your specific situation. Let’s Get Started Everything we do is focused on you. We offer a fully integrated wealth platform providing end-to-end investment strategies from wealth advice to asset management and insurance.Financial planning and investment management Financial services to help you and the ones you love most We are entirely focused on you Our company, our advisory teams, and our investment portfolios were built with you in mind. First, we’ll design a strategy aimed at helping you reach your unique goals. Then we’ll find suitable investments to match your objectives. We make decisions with your well-being in mind—not our compensation. As a client of Lucia Capital Group, you’ll have access to our dedicated team of CERTIFIED FINANCIAL PLANNER™ professionals and Chartered Financial Consultants as well as our in-house investment team. Think of us as your financial coach; we’ll help you design a game plan, provide investment recommendations, and implement your strategy. Behind the scenes, our dedicated team of investment management professionals and CFAs will actively manage your portfolio using our disciplined processes. Learn more Start building your plan Your Future... Managed Holistic Financial Planning Process Credentialed, Experienced Advisory Team The Bucket Strategy® Retirement Income Plan Professonal Investment Management and Access to Investment Options Experience with Income Annuities Planning for Tax Efficiency in RetirementInsurance and Long-Term Care Periodic Reviews to Help Keep You on Track Attain peace of mind and achieve your life’s purpose Ray Lucia Jr., chairman and CEO of Lucia Capital Group, talks about what it’s like to be a client. Here are just some of the benefits you’ll enjoy as a client of our firm: A dedicated financial advisor A personal financial dashboard A team of credentialed and experienced professionals working on your behalf Independent investment advisory and brokerage services A personalized investing experience Help with anything from wealth accumulation to wealth distribution and estate planning Ongoing financial education Periodic meetings and reviews Get Started Today × Gain control of your financial future Get started in three easy steps Schedule your appointment You’ll start by setting up an appointment with one of our financial advisors. With offices nationwide, we make it easy to get in touch with someone to discuss your retirement planning goals. Personalize your strategy When do you plan to start retirement? Will you continue to work? We’ll discuss all of the challenges you may face in retirement, because achieving your goals begins with personalized planning. Realize your future. Managed. Planning for your retirement shouldn’t be a guessing game. If you’re like many, you want a sense of direction and assurance in your ability to meet your goals. You need a plan that uses a sound strategy, balances risks, and addresses your upcoming challenges. Let’s Get Started Retirement planning starts with education View our full range of on-demand videos, articles, and live events dedicated to helping you understand financial planning and investing New Articles Articles Navigating These Treacherous Stock Market Waters April 23, 2020 We’ve seen several eras of stock market volatility over the past few decades: the dot-com bust, 9/11, the Great Recession of 2008. But somehow, this market, this new era, feels a lot different. Whether it is or is not remains to be seen, but as we work our way through this time of absolute uncertainty, it seems more important now than ever before to have a steady hand on the wheel and an eye on the long term. We’re hearing a lot of talk about a flight to quality,” or a flight to safety,” and the potential benefits of active management versus passive management when the markets do crazy things. But what does that mean? Do you really change your investment style in times like these, or did you already have a strategy to deal with these inevitable turns so that you can just stay the course? Difficult questions, indeed. Managing Your Financial Future The Best Opportunity to Get Your Financial House in Order – Season 2: Episode 6 April 21, 2020 During normal times, it’s easy to put our financial lives on autopilot. Our 401(k) contributions happen without us having to do anything, many of our bills are paid with auto pay, and once we’re set up with the proper amount of life insurance, health insurance, and maybe long-term care insurance, we tend to resort to… View Article Articles 3 Ways to Take Care of Your Finances During the Pandemic April 16, 2020 If there’s one thing that many people have more of right now than they ever had before, it’s downtime. Yes, you may be working from home, and your kids may be taking up more of your time, but this pandemic has forced people to work differently, freeing them up from things like daily commutes, phone calls, texts, and emails. Take control of your financial future Get Started Now or call us (800) 644-1150 Connect with us About Lucia Capital Group Lucia Capital Group, along with its family of financial services companies headquartered in San Diego, California, offers a fully integrated wealth platform providing end-to-end investment strategies from wealth advice to asset management and insurance. We are truly committed to helping our clients achieve their financial goals. Consisting of several CFP® and CFA® professionals and ChFC® advisors, the team at Lucia Capital Group is knowledgeable and experienced in the areas of financial planning,...